Life + LTC Premium
Compared To
WA State Employee LTC Payroll Tax

12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
The Standard Life + LTC Plan
Monthly State Payroll Tax
Benefit Features
A
B
C
D
E
Life Insurance Benefit
$25,000
$50,000
$100,000
$
$
$36,500*
LTC Insurance Benefit
$50,000
$100,000
$200,000
$
$
Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Spouse Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Benefit Features
A
Life Insurance Benefit
$25,000
LTC Insurance Benefit
$50,000
Monthly Premium
$ 0.00 $11.81 $11.81 $8.52 $9.35 $8.58 $9.83 $8.63 $10.30 $8.71 $10.79 $8.79 $11.29 $8.90 $11.82 $8.98 $12.31 $9.11 $12.73 $9.33 $13.25 $9.57 $13.77 $9.81 $14.31 $10.07 $14.86 $10.58 $15.37 $11.15 $15.94 $11.73 $16.52 $12.39 $17.18 $13.11 $17.90 $13.36 $19.23 $14.56 $20.98 $15.73 $22.79 $16.87 $24.66 $18.09 $26.50 $19.52 $28.92 $21.23 $31.66 $22.92 $34.36 $24.71 $37.16 $26.48 $39.88 $28.36 $42.84 $30.53 $46.26 $32.73 $49.82 $35.06 $53.50 $37.48 $57.18 $40.98 $62.14 $44.90 $67.38 $48.89 $72.87 $52.41 $77.77 $58.23 $82.33 $63.06 $88.65 $67.85 $94.69 $72.69 $100.63 $78.29 $107.48 $84.02 $114.44 $91.37 $123.31 $99.69 $133.05 $108.23 $142.73 $117.21 $152.71 $126.42 $162.44 $138.79 $178.02 $152.14 $194.29 $165.90 $210.63 $179.75 $226.81 $194.00 $243.04
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
B
Life Insurance Benefit
$50,000
LTC Insurance Benefit
$100,000
Monthly Premium
$ 0.00 $23.63 $23.63 $17.04 $18.71 $17.17 $19.67 $17.25 $20.58 $17.42 $21.59 $17.58 $22.58 $17.79 $23.62 $17.96 $24.63 $18.21 $25.46 $18.67 $26.50 $19.13 $27.55 $19.63 $28.63 $20.13 $29.71 $21.16 $30.75 $22.30 $31.88 $23.46 $33.04 $24.79 $34.38 $26.21 $35.79 $26.71 $38.46 $29.13 $41.96 $31.46 $45.58 $33.76 $49.34 $36.17 $53.00 $39.05 $57.84 $42.46 $63.34 $45.83 $68.71 $49.42 $74.34 $52.96 $79.75 $56.71 $85.67 $61.04 $92.50 $65.46 $99.62 $70.13 $107.00 $74.96 $114.38 $81.96 $124.29 $89.79 $134.75 $97.79 $145.75 $104.84 $155.55 $116.46 $164.67 $126.13 $177.30 $135.71 $189.37 $145.38 $201.25 $156.58 $214.96 $168.04 $228.87 $182.75 $246.63 $199.38 $266.08 $216.46 $285.46 $234.41 $305.41 $252.84 $324.88 $277.58 $356.04 $304.29 $388.58 $331.80 $421.25 $359.50 $453.63 $388.01 $486.09
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
C
Life Insurance Benefit
$100,000
LTC Insurance Benefit
$200,000
Monthly Premium
$ 0.00 $47.25 $47.25 $34.08 $37.41 $34.33 $39.33 $34.50 $41.17 $34.83 $43.16 $35.17 $45.17 $35.58 $47.25 $35.92 $49.25 $36.42 $50.92 $37.33 $53.00 $38.25 $55.08 $39.25 $57.25 $40.25 $59.42 $42.34 $61.50 $44.58 $63.75 $46.92 $66.09 $49.59 $68.75 $52.41 $71.58 $53.41 $76.91 $58.25 $83.92 $62.92 $91.17 $67.50 $98.67 $72.33 $106.00 $78.08 $115.66 $84.92 $126.67 $91.66 $137.41 $98.83 $148.67 $105.92 $159.50 $113.41 $171.33 $122.08 $185.00 $130.92 $199.25 $140.25 $214.00 $149.91 $228.75 $163.92 $248.59 $179.58 $269.50 $195.59 $291.50 $209.66 $311.08 $232.92 $329.34 $252.25 $354.58 $271.41 $378.75 $290.75 $402.50 $313.17 $429.92 $336.09 $457.75 $365.50 $493.25 $398.75 $532.17 $432.92 $570.92 $468.84 $610.84 $505.66 $649.75 $555.17 $712.08 $608.59 $777.17 $663.58 $842.50 $719.00 $907.25 $776.00 $972.17
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

*Adjusted up to inflation see wacaresfund.wa.gov