LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.40
$11.70
$12.00
$12.30
$12.90
$13.20
$13.80
$14.40
$15.00
$15.60
$16.20
$17.10
$17.70
$18.60
$19.50
$20.70
$21.60
$23.10
$24.90
$26.70
$28.80
$30.90
$32.70
$34.50
$36.90
$39.00
$41.40
$44.70
$48.00
$51.90
$57.00
$62.10
$67.20
$72.30
$80.70
$86.40
$96.30
$104.40
$113.10
$123.00
$135.00
$149.40
$164.70
$182.10
$206.70
$230.70
$259.20
$286.20
$316.20
$347.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.80
$23.40
$24.00
$24.60
$25.80
$26.40
$27.60
$28.80
$30.00
$31.20
$32.40
$34.20
$35.40
$37.20
$39.00
$41.40
$43.20
$46.20
$49.80
$53.40
$57.60
$61.80
$65.40
$69.00
$73.80
$78.00
$82.80
$89.40
$96.00
$103.80
$114.00
$124.20
$134.40
$144.60
$161.40
$172.80
$192.60
$208.80
$226.20
$246.00
$270.00
$298.80
$329.40
$364.20
$413.40
$461.40
$518.40
$572.40
$632.40
$694.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$30.00
$31.20
$32.40
$33.60
$34.80
$36.00
$37.80
$39.60
$41.40
$43.20
$45.00
$47.40
$49.20
$52.20
$54.60
$57.60
$60.00
$64.20
$69.00
$74.40
$79.20
$84.60
$89.40
$93.60
$99.60
$105.00
$111.00
$118.80
$127.80
$137.40
$150.00
$163.20
$175.80
$189.00
$210.00
$225.00
$249.00
$269.40
$291.00
$315.60
$345.60
$382.20
$421.80
$465.00
$528.60
$589.20
$661.20
$727.80
$802.80
$879.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov