LTC Premium
Compared To
WA State Employee LTC Payroll Tax

Monthly LTC Plan Premium
Monthly State Payroll Tax
Benefit Features
A
B
C
D
E
LTC Lifetime Maximum Benefit
$108,000
$216,000
$432,000
$
$
$36,500*
Benefit Duration
3 years
3 years
6 years
$
$
Monthly Benefit Amount
$3,000
$6,000
$6,000
$
$
5% Compound Inflation
Not Included
Not Included
Not Included
Not Included
Not Included
Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Spouse Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Benefit Features
A
LTC Lifetime Maximum Benefit
$108,000
Benefit Duration
3 years
Monthly Benefit Amount
$3,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $11.10 $11.10 $11.10 $11.10 $11.10 $11.10 $11.10 $11.10 $11.10 $11.10 $11.10 $11.10 $11.10 $11.40 $11.70 $12.00 $12.30 $12.90 $13.20 $13.80 $14.40 $15.00 $15.60 $16.20 $17.10 $17.70 $18.60 $19.50 $20.70 $21.60 $23.10 $24.90 $26.70 $28.80 $30.90 $32.70 $34.50 $36.90 $39.00 $41.40 $44.70 $48.00 $51.90 $57.00 $62.10 $67.20 $72.30 $80.70 $86.40 $96.30 $104.40 $113.10 $123.00 $135.00 $149.40 $164.70 $182.10 $206.70 $230.70 $259.20 $286.20 $316.20 $347.10
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
B
LTC Lifetime Maximum Benefit
$216,000
Benefit Duration
3 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.80 $23.40 $24.00 $24.60 $25.80 $26.40 $27.60 $28.80 $30.00 $31.20 $32.40 $34.20 $35.40 $37.20 $39.00 $41.40 $43.20 $46.20 $49.80 $53.40 $57.60 $61.80 $65.40 $69.00 $73.80 $78.00 $82.80 $89.40 $96.00 $103.80 $114.00 $124.20 $134.40 $144.60 $161.40 $172.80 $192.60 $208.80 $226.20 $246.00 $270.00 $298.80 $329.40 $364.20 $413.40 $461.40 $518.40 $572.40 $632.40 $694.20
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
C
LTC Lifetime Maximum Benefit
$432,000
Benefit Duration
6 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $29.40 $29.40 $29.40 $29.40 $29.40 $29.40 $29.40 $29.40 $29.40 $29.40 $29.40 $29.40 $29.40 $30.00 $31.20 $32.40 $33.60 $34.80 $36.00 $37.80 $39.60 $41.40 $43.20 $45.00 $47.40 $49.20 $52.20 $54.60 $57.60 $60.00 $64.20 $69.00 $74.40 $79.20 $84.60 $89.40 $93.60 $99.60 $105.00 $111.00 $118.80 $127.80 $137.40 $150.00 $163.20 $175.80 $189.00 $210.00 $225.00 $249.00 $269.40 $291.00 $315.60 $345.60 $382.20 $421.80 $465.00 $528.60 $589.20 $661.20 $727.80 $802.80 $879.60
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

*Adjusted up to inflation see wacaresfund.wa.gov